Various acts may be considered insurance fraud in New Jersey. Here are some examples:
- False statements or omissions made on insurance applications
- False statements or omissions made on insurance renewal papers
- False statements or omissions made when making a claim for insurance coverage
- Claiming to be a resident of New Jersey when you are not
- Claiming that a vehicle will be primarily garaged in New Jersey when it is not
- Staging (or intentionally causing) a car accident to collect on an auto insurance claim
- Arson (intentionally setting a fire) to destroy a car or other property to collect the insurance money
- Wrongly getting unemployment insurance benefits when you are, in fact still employed
- Exaggerating the degree of loss to receive more money
- Stolen car scams and false theft reports – pretending a car has been stolen when it has not been stolen or falsely reporting that property has been stolen
- Claiming to be the victim of a hit-and-run when you were involved in a one-car accident
- Misrepresenting facts, such as claiming existing damage or injury was caused in an accident
- Lying on a police report after an accident
- Creating false documents to support your claim (such as medical reports, mechanic’s papers, treatment plans, receipts for medical treatments, receipts for car or other property repair)
- Modifying legitimate documents to support or inflate your claim
- Past posting – obtaining insurance after an accident has occurred and then collecting for damages related to that accident (may involve falsifying the date of the accident)
- Auto body shops inflating the extent of the damage to the car
- Unnecessary medical procedures
- Billing insurance companies for medical tests or procedures that are not performed
These are just some examples of potential insurance fraud in New Jersey. If you find yourself charged with insurance fraud in New Jersey, contact Marshall Criminal Defense so that they may use their years of experience to help you navigate this complicated area of law.
