In the context of insurance fraud in New Jersey, “material” means the fact or omission was influential in the insurance company’s decision to grant you a particular policy or benefit. If a false statement is made that does not influence the insurance company in this way, it is not a crime under the New Jersey insurance fraud laws. Notwithstanding this definition, you shouldn’t make your own assessment as to whether something was “material”, as that is best left to an experienced NJ insurance fraud lawyer like those at Marshall Criminal Defense.
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