“Skimming” occurs when credit card information is acquired without the knowledge of the credit card owner. This can be done by placing a small electronic skimming device on an ATM, gas station pump, or a retail point of sale. The device reads the information contained on the magnetic strip when the credit card is used for a legitimate purchase. Skimming is illegal in New Jersey and most other jurisdictions. It is a form of credit card fraud and may be used in identity theft.
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